Before I get people up in arms, that's not equipment - that's fashion, and all of us have chosen to wear it. XD
(The toon on the left is mine.)
Funnily enough, especially as you get to higher levels, the female equipment models in FW tend to cover more skin than the 'epic plate armor' models in many other MMOs.
So of course, we then have to wear ridiculously silly tarty fashion. Ahem. XD